[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.ochmt.cz\/bez-sance-na-hypoteku\/#Article","mainEntityOfPage":"https:\/\/www.ochmt.cz\/bez-sance-na-hypoteku\/","headline":"Bez \u0161ance na hypot\u00e9ku?","name":"Bez \u0161ance na hypot\u00e9ku?","description":"Mnoho lid\u00ed si dnes u\u017e neum\u00ed ani p\u0159edstavit, \u017ee by nebyly na trhu hypot\u00e9ky. Finan\u010dn\u00ed produkt, d\u00edky kter\u00e9mu si spousta rodin m\u016f\u017ee dovolit vlastn\u00ed bydlen\u00ed \u010di rekonstrukci toho p\u016fvodn\u00edho. Ale jsou i rodiny, kter\u00fdm hypot\u00e9ka nen\u00ed dop\u0159\u00e1na a to z mnoha d\u016fvod\u016f. Nap\u0159\u00edklad z d\u016fvodu n\u00edzk\u00e9ho p\u0159\u00edjmu, z\u00e1znamu v registrech dlu\u017en\u00edk\u016f, nemoct ru\u010dit nemovitost\u00ed a […]","datePublished":"2018-01-27","dateModified":"2023-05-06","author":{"@type":"Person","@id":"https:\/\/www.ochmt.cz\/author\/#Person","name":"","url":"https:\/\/www.ochmt.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/16435f0a6c9262449b9ebb39f63178cd65c54b09f931b6f84682f48086e3d763?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"ochmt.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.ochmt.cz\/wp-content\/uploads\/img_a312454_w2644_t1523360637.jpg","url":"https:\/\/www.ochmt.cz\/wp-content\/uploads\/img_a312454_w2644_t1523360637.jpg","height":0,"width":0},"url":"https:\/\/www.ochmt.cz\/bez-sance-na-hypoteku\/","about":["Finance"],"wordCount":437,"articleBody":"       Mnoho lid\u00ed si dnes u\u017e neum\u00ed ani p\u0159edstavit, \u017ee by nebyly na trhu hypot\u00e9ky. Finan\u010dn\u00ed produkt, d\u00edky kter\u00e9mu si spousta rodin m\u016f\u017ee dovolit vlastn\u00ed bydlen\u00ed \u010di rekonstrukci toho p\u016fvodn\u00edho. Ale jsou i rodiny, kter\u00fdm hypot\u00e9ka nen\u00ed dop\u0159\u00e1na a to z mnoha d\u016fvod\u016f.Nap\u0159\u00edklad z d\u016fvodu n\u00edzk\u00e9ho p\u0159\u00edjmu, z\u00e1znamu v registrech dlu\u017en\u00edk\u016f, nemoct ru\u010dit nemovitost\u00ed a podobn\u011b. A tak obvykle v bance se svoj\u00ed \u017e\u00e1dost\u00ed o tento typ \u00fav\u011bru neusp\u011bj\u00ed. Jsou v\u0161ak je\u0161t\u011b mo\u017enosti, d\u00edky kter\u00fdm m\u016f\u017eou z\u00edskat hypot\u00e9ku i bez vysok\u00e9ho p\u0159\u00edjmu nebo se z\u00e1znamem ve zm\u00edn\u011bn\u00fdch registrech. Jedn\u00e1 se o hypot\u00e9ky bez registru, d\u00edky kter\u00fdm si na pen\u00edze p\u0159ijdou i klienti, kte\u0159\u00ed nemaj\u00ed \u0161t\u011bst\u00ed na vysok\u00fd plat, necht\u011bj\u00ed nebo nem\u016f\u017eou dokl\u00e1dat p\u0159\u00edjmy a tak\u00e9 ti, kte\u0159\u00ed nemaj\u00ed zrovna \u010dist\u00fd registr dlu\u017en\u00edk\u016f.Registry dlu\u017en\u00edk\u016f, kter\u00e9 bankovn\u00ed a nebankovn\u00ed spole\u010dnosti nej\u010dast\u011bji kontroluj\u00ed, jsou Solus, BRKI, NRKI, CR\u00da. Sta\u010d\u00ed, abyste neuhradili fakturu za slu\u017eby oper\u00e1tora, zpozdili se s \u00fahradou n\u011bjak\u00e9 spl\u00e1tky za p\u016fj\u010dku \u010di leasing a ji\u017e m\u00e1te z\u00e1znam, kter\u00fd v\u00e1m p\u0159i z\u00edsk\u00e1n\u00ed hypot\u00e9ky m\u016f\u017ee zna\u010dn\u011b u\u0161kodit. Proto mnoho nebankovn\u00edch spole\u010dnost\u00ed od kontroly t\u011bchto registr\u016f ustupuje, proto\u017ee do z\u00e1znamu se m\u016f\u017ee dostat \u00fapln\u011b ka\u017ed\u00fd a ke kladn\u00e9mu vy\u0159\u00edzen\u00ed \u017e\u00e1dosti o hypot\u00e9ku sta\u010d\u00ed ru\u010den\u00ed z\u00e1stavou nemovitost\u00ed, p\u0159\u00edpadn\u011b s ru\u010ditelem nebo spoludlu\u017en\u00edkem. V\u017edy z\u00e1le\u017e\u00ed na konkr\u00e9tn\u00edch podm\u00ednk\u00e1ch dan\u00e9 spole\u010dnosti.N\u011bkter\u00e9 spole\u010dnosti si p\u0159i z\u00e1znamu v registrech jako kompenzaci nav\u00fd\u0161\u00ed \u00farok nebo zkr\u00e1t\u00ed dobu splatnosti, sn\u00ed\u017e\u00ed mo\u017enou v\u00fd\u0161i \u010d\u00e1stky k p\u016fj\u010den\u00ed a podobn\u011b. V\u00fdhodou hypot\u00e9ky bez registru je tak\u00e9 fakt, \u017ee m\u016f\u017eete t\u00edmto zp\u016fsobem vy\u0159e\u0161it t\u0159eba dluhy a exekuce a zbavit se nep\u0159\u00edjemn\u00fdch probl\u00e9m\u016f. Dok\u00e1\u017eou pomoci t\u0159eba i s dra\u017ebou nemovitosti z d\u016fvodu exekuce nebo finan\u010dn\u00ed probl\u00e9my klient\u016f vy\u0159e\u0161it konsolidac\u00ed p\u016fj\u010dek.Obl\u00edben\u00e9 je p\u0159i t\u011bchto form\u00e1ch \u00fav\u011br\u016f tak\u00e9 rychl\u00e9 vy\u0159\u00edzen\u00ed, mo\u017enost ru\u010dit nemovitost\u00ed t\u0159et\u00ed osoby, p\u0159ed\u010dasn\u00e9 splacen\u00ed bez sankc\u00ed a podobn\u011b.Jednodu\u0161e \u0161ance z\u00edskat pot\u0159ebn\u00e9 pen\u00edze i p\u0159es jin\u00e9 pot\u00ed\u017ee.                                                                                                                                                                                                                                                                                                                                                                                          3.9\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Bez \u0161ance na hypot\u00e9ku?","item":"https:\/\/www.ochmt.cz\/bez-sance-na-hypoteku\/#breadcrumbitem"}]}]